Delicious Gluten-Free Pumpkin Bread with Cream Cheese Filling: Your Perfect Fall Treat
As the crisp air of autumn finally settles in, there’s an undeniable craving that starts to emerge: pumpkin everything! While a classic pumpkin pie holds a special place in our hearts for grand holiday feasts, sometimes you just need a simpler, yet equally satisfying, pumpkin delight for everyday indulgence. That’s where this incredible **Gluten-Free Pumpkin Bread with Cream Cheese Filling** comes in. Imagine a moist, perfectly spiced pumpkin bread, layered with a fluffy, sweetened cream cheese filling that adds an irresistible creamy contrast. It’s a combination that’s simply heavenly, and the best part? It’s entirely gluten-free, making it accessible for everyone to enjoy this quintessential fall flavor.
This recipe isn’t just about replacing gluten; it’s about crafting a pumpkin bread that stands tall on its own, delivering on flavor, texture, and pure autumn comfort. The aroma alone, filling your kitchen as it bakes, is enough to transport you to cozy fall evenings. Get ready to experience a gluten-free bake that tastes anything but “free from” – it’s packed with all the deliciousness you expect from a classic pumpkin bread, elevated by that luxurious cream cheese swirl.
Why Choose Gluten-Free Pumpkin Bread?
For many, the choice to bake gluten-free is a necessity, driven by celiac disease or gluten sensitivity. However, even if you don’t have dietary restrictions, exploring gluten-free baking can be a rewarding experience. Modern gluten-free flour blends have come a long way, making it easier than ever to achieve fantastic results without compromising on taste or texture. This recipe specifically utilizes a high-quality gluten-free 1-to-1 baking flour, like Bob’s Red Mill, which is designed to be a direct substitute for regular all-purpose flour. This means you get all the delightful chewiness and moistness you desire in a quick bread, without any of the gluten. It’s a wonderful way to offer a delicious treat that everyone at your table can enjoy, making gatherings more inclusive and enjoyable, especially during the festive fall season.
The Irresistible Cream Cheese Filling
What truly sets this pumpkin bread apart from the rest is its decadent cream cheese filling. While the pumpkin bread itself is a star, the rich, tangy, and subtly sweet cream cheese layer truly elevates it. As the bread bakes, this creamy filling transforms into a luscious, fluffy stripe running through the center, adding an incredible depth of flavor and a delightful textural contrast. It’s a delightful surprise with every slice, turning a simple quick bread into a gourmet experience. The coolness and slight tartness of the cream cheese perfectly complement the warm, spicy notes of the pumpkin, creating a harmonious balance that will have you reaching for a second slice.
Ingredients Spotlight: Crafting the Perfect Loaf
To achieve the best possible gluten-free pumpkin bread with a creamy filling, quality ingredients are key. Let’s delve into what makes this recipe shine and how each component contributes to its irresistible appeal:
For the Luscious Cream Cheese Filling:
- Cream Cheese: Ensure it’s at room temperature for a smooth, lump-free filling. Full-fat cream cheese provides the best texture and flavor, yielding that rich, decadent layer.
- Sugar: A touch of granulated sugar sweetens the cream cheese just enough, creating a delightful contrast to the spiced pumpkin without making it overly rich.
- Vanilla Extract: Pure vanilla extract enhances the overall flavor profile, adding warmth and depth that complements both the cream cheese and pumpkin.
For the Moist & Spiced Pumpkin Bread:
- Eggs: Large eggs, at room temperature, are crucial. They bind the ingredients together, contribute to the bread’s structure, and provide richness.
- Sugars: This recipe uses a thoughtful combination of granulated sugar and dark brown sugar. Granulated sugar provides foundational sweetness, while dark brown sugar adds a deeper molasses flavor and extra moisture, which is particularly beneficial for keeping gluten-free baked goods tender.
- Vanilla Extract: An essential flavor enhancer, vanilla brings out the best in both the pumpkin and the spices.
- Pumpkin Puree: This is the star of our show! It’s vital to use 100% pure pumpkin puree and not pumpkin pie filling. Pie filling already contains added spices and sweeteners, which would throw off the balance of this recipe. Using pure pumpkin allows you to control the exact flavor profile.
- Refined Coconut Oil: A fantastic choice for moisture and a subtle richness. Refined coconut oil has a neutral flavor, so it won’t impart a coconut taste to your bread. If you prefer, you can easily substitute it with another neutral oil like vegetable oil, canola oil, or even melted butter if you are not strictly avoiding dairy.
- Gluten-Free 1-to-1 Baking Flour: This is where Bob’s Red Mill’s amazing flour truly shines. This particular blend is specifically formulated to be used cup-for-cup in recipes originally designed for wheat flour, making gluten-free baking wonderfully simple and foolproof. It ensures a tender crumb and excellent rise, preventing the dense or crumbly texture sometimes associated with gluten-free bakes. Remember to use extra gluten-free flour for dusting your pan.
- Leavening Agents (Baking Soda & Baking Powder): These work in harmony to give the bread its airy, light texture and a good, even rise. They react with the acidic pumpkin and brown sugar to create the perfect lift.
- Salt: A small amount of salt is critical; it doesn’t make the bread salty but rather balances the sweetness and enhances all the other delicious flavors, making them pop.
- Classic Fall Spices: A generous blend of ground cinnamon, ginger, nutmeg, and cardamom creates that quintessential warm, aromatic pumpkin spice flavor. Cardamom adds a unique, sophisticated, and slightly citrusy twist, but if you don’t have it, you can slightly increase the amounts of the other spices or add a pinch of allspice for a similar warming effect.
Essential Tools for Baking This Masterpiece
Having the right tools can make your baking experience smoother, more efficient, and ultimately more enjoyable. Here’s what you’ll need to create this delightful pumpkin bread:
- Loaf Pan: The base for your beautiful bread! While a decorative fall loaf pan like the one from Williams-Sonoma can add a lovely festive touch and impress your guests, a standard 9×5 inch loaf pan works just as perfectly. The key is its size and shape, not its ornamentation.
- Handheld Mixer: This recipe is incredibly adaptable! While you can certainly use the powerful bowl of your stand mixer, a reliable hand mixer is perfectly sufficient and often more convenient for quick breads, especially if your stand mixer is tucked away or you prefer less cleanup. It handles both the cream cheese filling and the bread batter with ease.
- Mixing Bowls: You’ll need at least two medium to large mixing bowls – one dedicated to preparing the wet ingredients for the pumpkin bread batter and another for whisking together the dry ingredients. A third smaller bowl is ideal for creating the cream cheese filling.
- Rubber Spatula: An indispensable tool for scraping down the sides of bowls, ensuring all ingredients are thoroughly incorporated, and for gently spreading the layers in the pan.
- Wire Rack: Essential for proper cooling. After baking, transferring your loaf to a wire rack allows air to circulate around all sides, preventing a soggy bottom and ensuring the bread cools evenly.
- Measuring Cups and Spoons: Accuracy is paramount in baking, particularly when working with gluten-free flours. Ensure you have a complete set for precise measurements of both dry and liquid ingredients.
- Toothpicks or Skewers: For testing the doneness of your bread – a simple but crucial tool to ensure a perfectly baked loaf.
Getting Started: A Step-by-Step Guide
Preheat and Prepare Your Pan
Before you even begin mixing, make sure your oven is preheating to 350°F (175°C). This ensures an even bake from the moment your bread enters the oven, which is critical for quick breads. Next, prepare your loaf pan. Even if your pan boasts a non-stick interior, a little extra care goes a long way, especially for quick breads that you want to release cleanly. Thoroughly grease the pan with butter, shortening, or a non-stick cooking spray, ensuring every nook and cranny is covered. Then, lightly dust it with gluten-free flour, gently tapping out any excess. This creates a protective, non-stick layer, ensuring your beautiful bread doesn’t stick. For intricate decorative pans, this step is even more critical to ensure all those lovely details are perfectly captured upon unmolding!
Crafting the Cream Cheese Filling
In a medium bowl, combine the softened cream cheese, granulated sugar, and vanilla extract. Using your handheld mixer, beat the mixture on medium-high speed for approximately 30 seconds until it’s wonderfully smooth, light, and creamy. There should be no lumps. Once perfected, set this delicious filling aside. The goal is a perfectly blended consistency that will hold its shape beautifully within the bread as it bakes, creating that distinct, appealing layer.
Mixing the Pumpkin Bread Batter
In a large mixing bowl, combine the eggs, both granulated and dark brown sugars, and vanilla extract. Beat these with your handheld mixer on medium speed until they are well combined and slightly lightened in color – this helps to aerate the mixture and dissolve the sugars. Next, add the pumpkin puree and refined coconut oil (or your chosen neutral oil). Continue mixing until these wet ingredients are fully incorporated, creating a smooth, vibrant orange-hued base. In a separate medium bowl, whisk together all the dry ingredients: gluten-free flour, baking soda, baking powder, salt, cinnamon, ginger, nutmeg, and cardamom. This ensures the leavening agents and spices are evenly distributed throughout the batter. Then, gradually add the dry ingredients to the wet pumpkin mixture. Mix with your handheld mixer on low speed, or gently stir by hand, just until the batter is smooth and no dry streaks remain. Be careful not to overmix, as this can lead to a tougher, less tender texture in gluten-free baked goods.
The Art of Layering: Creating the Distinct Cream Cheese Swirl
This step is crucial for achieving that beautiful, distinct layer of cream cheese running through your pumpkin bread. Pour approximately half of the prepared pumpkin bread batter into your thoroughly greased and floured loaf pan and spread it out evenly with a rubber spatula. Next, carefully spoon the cream cheese mixture on top of this first layer of pumpkin batter. Gently spread the cream cheese into an even layer from edge to edge, being very careful not to swirl or mix it into the pumpkin batter below. The goal here is clean separation. Finally, pour the remaining pumpkin bread batter over the cream cheese layer and gently spread it out smoothly to cover the filling completely. Remember, gentle handling is key to keep those layers distinct and create that stunning visual effect when sliced.
Baking and Cooling to Perfection
Place your prepared loaf pan into the preheated oven and bake for approximately 1 hour. Remember that baking times can vary slightly depending on your specific oven, so it’s always best to rely on visual cues and the classic toothpick test for perfect doneness. To check, insert a wooden skewer or toothpick into the very center of the loaf; it should come out clean, with no wet batter clinging to it. If it comes out with moist crumbs, continue baking for a few more minutes and then retest. Once baked to perfection, transfer the pan to a wire rack and let it cool in the pan for at least 10 minutes. This initial cooling period allows the bread to set and firm up, making it much easier to remove from the pan without breaking or crumbling. After 10 minutes, carefully invert the loaf onto the wire rack to cool completely. This ensures even cooling and prevents the bottom from becoming soggy. Your delicious gluten-free pumpkin bread is fantastic served warm, allowing the cream cheese to be slightly gooey, or at room temperature. For an extra touch of elegance and sweetness, consider dusting it lightly with powdered sugar before serving.
Tips for Success & Troubleshooting
Even experienced bakers can benefit from a few pointers, especially when venturing into gluten-free recipes. Here are some tips to ensure your Gluten-Free Pumpkin Bread with Cream Cheese Filling turns out perfectly every time:
- Room Temperature Ingredients are Your Friends: For both the cream cheese filling and the pumpkin bread batter, ensure your eggs and cream cheese are at room temperature. This is not just a suggestion; it’s a crucial step that helps them incorporate smoothly and evenly with other ingredients, preventing lumps and ensuring a consistent, well-emulsified batter and filling.
- Measure Flour Correctly: Gluten-free flours can be particularly sensitive to measurement. Always spoon the flour into your measuring cup and then level it off with a straight edge (like the back of a knife). Scooping directly from the bag can compact the flour, leading to too much flour in your recipe, which can result in a dry, dense, or crumbly bread.
- Do Not Overmix: With gluten-free flours, overmixing can lead to a less desirable, often crumbly or tough texture. Mix just until the ingredients are combined and no dry streaks remain. A few small lumps are perfectly fine and often better than an overmixed batter.
- Achieving Distinct Layers: The beauty of this bread is its visible cream cheese layer. To achieve this, be very gentle when spreading both the cream cheese filling and the top layer of pumpkin batter. The goal is a clean, defined stripe of cream cheese, not a swirled effect (unless swirling is your specific preference!). Use a soft spatula and a light touch.
- Pan Preparation is Key: As mentioned earlier, properly greasing and flouring your loaf pan is absolutely vital. This prevents sticking, which is especially important for the delicate nature of gluten-free quick breads, ensuring a beautiful release and intact loaf.
- Don’t Rush the Cooling: While it’s tempting to cut into a warm loaf immediately, allowing the bread to cool for the recommended 10 minutes in the pan, and then completely on a wire rack, is important. This allows the internal structure to set and prevents the bread from falling apart or becoming gummy.
- Storage: Any leftover pumpkin bread should be stored in an airtight container. Because of the cream cheese filling, it’s best kept in the refrigerator for up to a week. You can also freeze individual slices, wrapped tightly in plastic wrap and then foil, for a quick and delicious treat at a later date. Just thaw at room temperature or gently warm in the microwave.
Customize Your Pumpkin Bread Experience
While this recipe is meticulously crafted to deliver a fantastic gluten-free result, remember that baking is all about personal preference and accommodating various dietary needs. If you don’t have gluten sensitivities, celiac disease, or simply prefer traditional baking, you absolutely can make this recipe using regular all-purpose flour. The ratios and steps remain largely the same, making it a versatile recipe adaptable for any baker. However, for those seeking the gluten-free version, we highly recommend using a quality 1-to-1 blend like Bob’s Red Mill Gluten Free All Purpose Baking Flour, as it’s specifically designed for excellent results when substituting for wheat flour. The beauty of this recipe truly lies in its adaptability, allowing everyone to enjoy a slice of autumn perfection!
The Full Recipe: Gluten-Free Pumpkin Bread with Cream Cheese Filling

Gluten-Free Pumpkin Bread with Cream Cheese Filling
This delightful pumpkin bread, featuring a hidden layer of sweet cream cheese, is the ultimate autumn indulgence. Moist, perfectly spiced, and completely gluten-free, it’s perfect for breakfast, brunch, or a comforting afternoon treat that everyone will love.
Ingredients
Cream Cheese Filling
-
4
ounces
cream cheese, at room temperature -
2
tablespoons
sugar -
1
teaspoon
vanilla extract
Pumpkin Bread
-
3
large eggs -
1
cup
sugar -
1/4
cup
dark brown sugar -
1
teaspoon
vanilla extract -
1
cup
pumpkin puree -
1/3
cup
refined coconut oil
(or any neutral oil) -
1 1/2
cups
Bob’s Red Mill Gluten-Free 1-to-1 Baking Flour
(plus extra for dusting pan) -
1
teaspoon
baking soda -
1/2
teaspoon
baking powder -
1/2
teaspoon
salt -
1/2
teaspoon
ground cinnamon -
1/2
teaspoon
ground ginger -
1/4
teaspoon
ground nutmeg -
1/4
teaspoon
ground cardamon
Instructions
-
Preheat oven to 350°F (175°C). Thoroughly grease and flour a 9 x 5 inch loaf pan with gluten-free flour, tapping out any excess.
Cream Cheese Filling
-
In a medium bowl, combine the cream cheese, sugar, and vanilla. Using a handheld mixer, beat on medium-high speed until smooth and creamy, about 30 seconds. Set aside.
Pumpkin Bread
-
In a large bowl, beat together the eggs, sugars (granulated and dark brown), and vanilla extract with a handheld mixer set on medium speed until well combined and slightly lighter in color. Add the pumpkin puree and coconut oil and mix until fully incorporated.
-
In a separate medium bowl, whisk together the gluten-free flour, baking soda, baking powder, salt, cinnamon, ginger, nutmeg, and cardamom. Gradually add these dry ingredients to the wet pumpkin mixture. Use your handheld mixer on low speed or stir by hand until the batter is smooth and just blended, being careful not to overmix.
-
Pour approximately half of the pumpkin bread batter into the prepared loaf pan and spread evenly. Carefully place the cream cheese mixture on top, spreading it out in an even layer without swirling or mixing it with the batter. Pour the remaining bread batter on top and spread evenly to cover the filling completely.
-
Bake for approximately 1 hour, or until a toothpick inserted into the center of the loaf comes out clean. Transfer the pan to a wire rack and let cool for 10 minutes. Then, carefully turn the loaf out onto the rack to cool completely before slicing. Serve warm or at room temperature, optionally dusted with powdered sugar.
Recipe Notes
This recipe can also be made with regular all-purpose flour or whole wheat flour if you do not have gluten sensitivities. Simply follow the same instructions, and your bread will turn out equally delicious!
Conclusion: A Taste of Autumn Perfection
There’s truly nothing quite like the comforting embrace of a warm, spiced pumpkin bread, especially when it’s graced with a delightful layer of creamy, sweet cream cheese. This gluten-free version ensures that everyone can partake in this seasonal joy, without missing out on flavor or texture. Whether you’re making it for a special breakfast, a holiday gathering, or just to savor a moment of quiet autumn bliss, this recipe is sure to become a cherished favorite in your household. The delightful aroma that fills your kitchen, the tender crumb, and the luscious filling combine to create a truly unforgettable treat. So, gather your ingredients, turn on your oven, and prepare to fill your home with the wonderful scents and tastes of fall. Happy baking!
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More Autumnal Pumpkin Delights
If you’re still craving more pumpkin goodness this season, be sure to check out these other fantastic recipes to keep the fall vibes going strong:
- Pumpkin Crème Brûlée – A sophisticated dessert with a creamy pumpkin twist.
- Pumpkin Bread with Salted Maple Butter – Another delightful pumpkin bread, perfect for those who love a sweet and savory kick.
- Awesome Pumpkin Spice Mousse – A lighter, airy dessert bursting with classic pumpkin spice flavors.